Fast capital. Founder-friendly terms. Decisions in 24 hours, funds in 24–72. Built by a female-led team that understands the underwriting bias you've been navigating.
of all U.S. businesses are women-owned
of conventional small-business loans go to them
how fast we say yes — or move you to the next step
The capital gap for women-owned businesses isn't a statistic. It's a missed opportunity — and we're built to close it.
We fund women-owned businesses doing $10K–$900K/month in revenue across the categories where female founders are over-represented and under-funded.
Salons, med-spas, wellness studios, aesthetics, nail and skincare brands.
Cafes, catering, bakeries, restaurants, and specialty-food brands.
Apparel, jewelry, gift, lifestyle, and brick-and-mortar storefronts.
Inventory, fulfillment, and ad-spend capital for fast-growing online brands.
Practice acquisition, equipment, build-outs, and working-capital lines.
Hotels, B&Bs, event venues, and seasonal-business cash flow.
Daycares, tutoring centers, training schools, and learning brands.
Law, consulting, agencies, and women-led professional firms.
From application to funded in as little as 24–72 hours. No collateral. No impact on your credit to apply.
Tell us about your business and how much capital you need. Soft-pull only — no impact on your credit score to apply.
Our underwriting team reviews your file the same day. We say yes fast — or tell you exactly what we'd need to get there.
Sign your term sheet, send your statements, and capital lands in your business account — ready to put to work.
You're not explaining your business to someone who's never run one. We've walked in your shoes — and we underwrite accordingly.
Most lenders take weeks. We commit to a decision in 24 hours and funds in 24–72. You'll never be ghosted.
We fund based on your business's revenue and trajectory. You don't pledge your home, your car, or your future.
Daily, weekly, or revenue-share payments built around how your business actually cash-flows — not the other way around.
"After two banks said no without explaining why, Lady's First funded my expansion in 48 hours. They actually understood the seasonality of my business."
"They asked about my customers, my margins, my growth plan — not my husband. That alone made me a lifelong client."
Apply in about 2 minutes. No collateral, no credit impact to apply, decision in 24 hours.
Start My Application →$10K–$2M · No collateral · Funds in 24–72 hrs
We fund women-owned businesses doing $10,000–$900,000+ in monthly revenue, in business for at least 6 months. We specialize in restaurants, wellness/beauty, retail, ecommerce, medical/dental, hospitality, education, and professional services. Other industries are reviewed case-by-case.
Decisions in 24 hours. Funds in your business account in 24–72 hours after you sign the term sheet and provide bank statements. We've funded deals in under 24 hours when documentation is ready.
No. Our products are unsecured — we lend against your business's revenue and trajectory, not your house, car, or personal assets.
No. We use a soft credit pull to pre-qualify, which doesn't affect your score. A hard pull only happens if you accept terms and move forward.
The 2-minute application, the last 3–6 months of business bank statements, and a copy of your ID. That's typically it for an initial decision. Larger deals may require a P&L or tax return.